Yerevan, 05.December.2025,
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BREAKING


Rocket Line loan payment deferment and combination: New update of the Idram&IDBank application

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The Idram&IDBank application has been updated once again, and this time the new feature is designed to make everyday life even more convenient for our users. Like every update, this one is also rooted in our commitment to delivering the best possible services and user experience.

With the latest version (iOS – 4.0.97, Android – 3.7.98), you can now combine your Rocket Line loans or defer their payment directly from the app.

Rocket Line Loan Payment Deferment

With the new update, users can defer the payment of their Rocket Line loans.
Payment deferment means that a new Rocket Line loan will be provisioned in the amount of the remaining balance of the selected loan, and the selected loan will be automatically repaid.
The new loan appears in the Rocket Line Loans section under the name “Rocket Line (Deferred)”.

How to defer a Rocket Line loan:

  1. Open the Rocket Line loan details and tap the "Defer payment" button,
  2. In the new window, carefully read the terms and tap "Confirm" to agree,
  3. On the next screen, review the details of the new loan, agree to all terms—and that’s it.

Combine Rocket Line Loans

Now you can combine your Rocket Line loans in just a few steps.
Combine means that a new Rocket Line loan is issued in the total amount of the remaining balances of the selected loans, and the selected loans are automatically repaid.
The new loan appears in the Rocket Line Loans section under the name “Rocket Line (Combined)”.

How to Combine Loans:

  1. On the home page, tap the + button above your Rocket Line limit
  2. In the new window, tap “Combine loans”
  3. Select the Rocket Line loans you want to combine
  4. Choose the term for the new loan, give the required consent—and you're all set.

Let us remind you that with your Rocket Line limit, you can make payments at more than 23,500 points of sale — in other words, anywhere Idram payments are accepted. Moreover, the number of points of sale where you can pay with Rocket Line at 0% interest has long exceeded 10,000.

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