50-20-30 սկզբունքը գումար խնայելու ամենաճիշտ միջոցն է
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Հաճախ մենք փորձում ենք գումար հավաքել՝ ինչ-որ բան գնելու կամ ուղղակի ծայրահեղ դեպքերի համար, բայց միշտ չէ, որ մեզ մոտ ստացվում է բավարար գումար խնայել: Ձեզ ենք ներկայացնում մի մեթոդ, որով դուք կարող եք թե՛ խնայել, և թե՛ ծախսել: Այն կոչվում է 50-20-30-ի օրենք:
Ըստ դրա ձեր ամենամսյա եկամտի 50%-ը ծախսեք առաջին անհրաժեշտության իրերի վրա, ինչպես օրինակ՝ սնունդ, կենցաղային կարևոր իրեր, կոմունալային վճարումները, վարձը, և այլն:
Ձեր գումարի 20%-պետք է դնեք մի կողմ՝ խնայողություններ ունենալու նպատակով: Իսկ մնացած 30%-ը ծախսեք այն ամենի վրա, ինչը ցանկանում եք:
Փորձեք ինչքան հնարավոր է ճշգրտորեն հետևել այս խորհրդին և վստահ եղեք՝ դուք շատ ավելի արդյունավետ կտնօրինեք ձեր գումարը:
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1
AraratBank Donates Proceeds from "Armenian Legends and Poems" to the City of Smile Foundation
2
Statement by Archbishop Bagrat Galstanyan
3
USD 60 Million: Ameriabank Joins Financing of Firebird’s AI Data Center Construction in Armenia
4
Ucom’s Unity Packages with the Best Fixed Network in Armenia
5
IDBank warns about scams disguised as remote work